Commitment to Ethical Lending Practices
At BadCredit.co.uk, we are dedicated to providing our customers with a responsible and transparent service throughout their experience with us.
To ensure this, we want to emphasise that our service is completely free of charge, with no hidden fees. Additionally, we do not encourage individuals facing financial challenges to use our website or apply for loans that may not be suitable for their needs.
For instance, we would not recommend a payday loan for someone who needs to borrow a sum of money to be repaid over 12 months or more.
We kindly request that anyone considering applying for credit through our website carefully assess the repayment cost and ensure they can fulfill the repayment obligation in full and on time, thereby avoiding additional fees or penalties.
If you are facing financial hardship or require guidance on managing existing arrears, we encourage you to seek assistance from the Citizens Advice Bureau: