Cookie Policy

PJG Financial Limited is dedicated to providing comprehensive and transparent information about our Cookie usage.

What are cookies?

Cookies are small text files placed on your computer (or smartphone or other internet-enabled device) when you visit a website. We use cookies for various purposes, including enhancing your visit to our website.

Cookies we place on your computer cannot access other data on your hard drive, transmit viruses to your computer, or capture your email address. Each cookie is unique to your web browser and device. Some functions performed by cookies can also be achieved using alternative technology, so we use the term “Cookies” in this notice.

Cookies serve several functions. Most cookies do not collect information that identifies you, and instead collect more general information such as how users arrive at a website or app or a user’s general location.

Cookies help remember your username and preferences, assess a website or app’s performance, or even recommend content.

Certain cookies contain personal information – for example, if you click “remember me” when logging in to a website or app, a cookie will store your username.

You can find more information about cookies at www.allaboutcookies.org.

Types of Cookies we use and their purposes:

1. Essential Cookies

These cookies are crucial for the website’s basic performance, enabling critical authentication and validation, session management, and fraud prevention.

Examples of Essential Cookies:

• Confirming successful logins when appropriate
• Allowing efficient navigation between pages

2. Functionality Cookies

These cookies offer additional functionality and remember settings you may have previously applied, such as language preference and font size.

Examples of Functionality Cookies:

• Remembering your preferences
• Remembering your login details, like your user ID, when appropriate

3. Performance Cookies

We use these cookies to optimise the website experience and understand which content visitors might find more interesting. They collect data such as visitor volume, clicks, and conversions; this data is used at an aggregate level and combined with other non-personal data to track the success of our product campaigns.

Performance Cookies implementation does not allow us to collect any user activity data beyond our websites.

Examples of Performance Cookies:

• Understanding which browser visitors use and the number of new visitors to our website
• Testing different versions of the same page to provide the best customer experience

4. Third-Party Marketing Cookies & Social Advertising

We have relationships with several third-party advertising networks and social media partners (referred to as Advertising Partners) that use cookies for marketing purposes. We may use an Advertising Partner to serve you targeted advertising while you are on a third-party website. We only work with Advertising Partners who adhere to industry standards and provide you with the option to “opt-out” of targeted advertising.

Please note that all such cookies will be blocked if you choose to “Decline” cookies through our site (see “Managing your Cookie Preferences” section).

Various social media platforms also use the information they collect about you to serve you advertising while you use their platform (for example, social networks present users with advertising using “social context”). We participate in these types of programs with our social media partners. We encourage you to learn more about advertising on social networks, their privacy statements, and opt-out options.

Managing your Cookie preferences on the Website:

You can manage your Cookie preferences through your browser settings. Help and advice on how to do this can be obtained from the following website: http://www.allaboutcookies.org

You can also learn more about the use of cookies and opt-out at any time via the following links:

• Google & Associated Services
• Other Third-Party Advertisers

Use of other websites:

When using links to other websites that we provide, we recommend reading the privacy and cookie policies on those websites.

Cookies in Emails

We use cookies to monitor if the emails we send to you are opened and to identify which links or URLs within those emails you may click on. This helps us evaluate the effectiveness of our communications and allows us to better customize future emails and online advertising that we may present to you.

To disable cookies for emails, you can modify your device or email program settings (typically, this can be done by turning off ‘auto image loading’).