WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk/en.

Terms of Use

By accessing and using this website, you agree to the following terms of use:

  1. By accessing and using this website, you agree to the site’s terms and conditions, privacy policy, and cookie policy. If you apply for a loan or an agent opportunity through this website, you consent to the use of cookies for the proper functioning of the application form. Your access and use of this website signify your acceptance of these terms of use, effective from the first day you use this website.
  2. This website contains links to third-party sites that are not under the control of PJG FINANCIAL LIMITED. PJG FINANCIAL LIMITED is not responsible for the content of any linked site or any links within that site. These links are provided for your convenience and do not imply any endorsement by PJG FINANCIAL LIMITED. PJG FINANCIAL LIMITED accepts no liability for the content of any linked site. Accessing and using any linked sites is at your own risk.

About Us

BadCredit.co.uk is a trading name of PJG FINANCIAL LIMITED, registered in Scotland (Company number SC 535782) with its registered office at 272 Bath Street, Glasgow G24JR. The company is licensed by the Information Commissioner’s Office (registration number ZB537016).

Our Obligations

We will provide a service only to you, and we have no obligations to any other party. If a third party uses our services on your behalf, our obligations remain with you as our customer. The terms and conditions also apply to you, our customer, and not to any other third parties.

Your Responsibility to Provide Accurate Information

When we request information from you on the site or otherwise, you must ensure that the information is accurate, complete, and not misleading. We will rely on this information, and we reserve the right to terminate your registration and/or access to this site if we believe the information you provide is inaccurate, untrue, or misleading. Inaccurate, untrue, or misleading information may also result in a breach of any agreement you have with a lender and could lead to criminal proceedings against you. You are responsible for any loss or damage resulting from providing misleading or incorrect information to us. Please notify us promptly of any changes to the information you have provided by contacting us at contact@badcredit.co.uk.


You must use the form on this website for lawful purposes and in a lawful manner. You agree to comply with all applicable laws, statutes, and regulations regarding the form and its use. You agree not to upload or transmit any computer viruses or anything else designed to interfere with, interrupt, or disrupt the normal operating procedures of a computer, or any defamatory, offensive, or obscene material.