WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk/en.

About Us

At Badcredit.co.uk, a trading name of PJG Financial Limited, our mission is to empower individuals navigating the complexities of poor credit. With nearly 1.8 million people in the UK actively seeking advice, products, and information related to bad credit, our platform serves as a comprehensive resource.

Utilising our website is entirely free. Our revenue is generated through commissions received from lenders and brokers we collaborate with, only when we successfully connect them with customers. This arrangement ensures that our primary focus remains on delivering unbiased, quality advice to you, our valued user.

Our ethos is rooted in financial inclusion. We firmly believe that everyone should have the ability to secure emergency funding, regardless of their credit score. We are committed to helping you find the right loans, credit cards, and car financing options, while also offering guidance on improving your credit standing.

Here at Badcredit.co.uk, we are devoted to being your trustworthy guide on the journey towards financial stability.

Bad credit Guides

how-do-uk-credit-scores-work How Do UK Credit Scores Work?

Key takeaways: The UK has three main credit reference agencies, each with different scoring systems, meaning there’s no universal credit…

the-ultimate-guide-to-fixing-a-bad-credit-score-uk The Ultimate Guide to Fixing a Bad Credit Score

Key takeaways: A bad credit score categorizes you as high-risk to lenders In the UK, there are three primary credit…

how-to-improve-your-credit-score-fast How To Improve Your Credit Score Fast

Key takeaways: Register as a voter on the electoral register Check your credit report for potential errors Pay off an…

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