*When finding a loan for you only soft-searches will be conducted, these will not negatively affect your credit score. Lenders will perform a hard credit search when formally applying for a loan. All lenders we work with clearly state this before application submission.
BadCredit.co.uk is a free-to-use comparison website. It is an FCA-authorised broker, not a lender, and does not make credit decisions. We never charge users a fee. We may receive a commission from the lender. Some of our lenders may pay out on the same day.
BadCredit.co.uk.co.uk does not charge customers a fee for using its broker services, but it might receive a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.
While our website features images of various lenders, it's important to understand that this does not necessarily mean those lenders are part of our network.
BadCredit.co.uk is a registered trading name of PJG Financial Limited, which is authorised and regulated by the Financial Conduct Authority under reference number 919697. PJG Financial Limited (company number SC535782), registered office 272 Bath Street Glasgow G24JR. We’re a fully regulated and authorised credit broker and not a lender. Licenced by the Information Commissioners Office (registration number ZB537016)