How it works
Create your credit builder account

This is the first step to improving your credit score – signing up to Credito’s credit builder account

Get your action plan

Understand what’s holding you back and get your action plan for boosting your score

Make your payments

Your monthly payments will build your credit profile and contribute to increasing your score

Watch your score improve

With time and consistant payments your score could improve

Frequently asked questions (FAQ)

How can I sign up for a Credit Builder Account?

To sign up for a Credit Builder account, simply click “Get Started today!” The link will take you to the Credito website, our official Credit Builder partner. Once there, follow the registration process, and you’ll be all set up and ready to go!

 

How do I cancel my Credito Account?

To cancel your Credito Credit Builder account, head to the Contact Us page on their website or email a cancellation request to messaging@credito.co.uk.

How much does a this credit builder account cost?

An automatic monthly payment of £19.99 will be taken from your account each month; this payment gives you access to the credit building tools, you’re a personal credit expert and your payments are reported to the credit report agencies each month, which will contribute to increasing your score. You can cancel at any time by contacting messaging@credito.co.uk.

What does a Credit Builder Account entail?

When you register for a Credit Builder account from Credito, you will be paying £19.99 a month, which we will report to the credit bureau as successful repayment of a financial agreement in the same way as a personal loan or credit card is reported as paid. This can strengthen your credit score and open up more borrowing opportunities in the future.

You will also receive a custom action plan from your personal credit expert designed to help you improve your credit score.

As you continue to make your payments each month, your credit score will continue to improve.

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